:root{color-scheme:light;--navy:#071b3a;--blue:#2764ff;--muted:#687b98;--line:#dfe7f3;--ice:#f3f7ff;--surface:#fff}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:linear-gradient(180deg,#f7faff,#fff 34%);color:#17304f;-webkit-font-smoothing:antialiased}.policy-top{position:sticky;top:0;z-index:8;background:rgba(255,255,255,.94);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}.policy-nav{max-width:1020px;margin:auto;padding:15px 20px;display:flex;align-items:center;justify-content:space-between;gap:18px}.policy-brand{font-size:1.5rem;font-weight:900;letter-spacing:-.055em;color:var(--navy);text-decoration:none}.policy-brand span{color:var(--blue)}.policy-back{font-size:.78rem;font-weight:800;color:#315e9d;text-decoration:none}.policy-hero{max-width:1020px;margin:auto;padding:64px 20px 32px}.policy-eyebrow{color:var(--blue);font-size:.68rem;font-weight:850;letter-spacing:.13em;text-transform:uppercase}.policy-hero h1{margin:10px 0 13px;color:var(--navy);font-size:clamp(2.35rem,7vw,4.6rem);line-height:.98;letter-spacing:-.055em}.policy-lede{max-width:760px;margin:0;color:var(--muted);font-size:.98rem;line-height:1.7}.policy-badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:17px}.policy-badge{display:inline-flex;align-items:center;min-height:30px;padding:0 11px;border:1px solid #d5e2f5;border-radius:999px;background:#fff;color:#5b7090;font-size:.69rem;font-weight:760}.policy-layout{max-width:1020px;margin:0 auto 80px;padding:0 20px;display:grid;grid-template-columns:235px minmax(0,1fr);gap:28px}.policy-toc{position:sticky;top:82px;align-self:start;padding:17px;border:1px solid var(--line);border-radius:17px;background:#fff}.policy-toc strong{display:block;color:var(--navy);font-size:.76rem;margin-bottom:8px}.policy-toc a{display:block;padding:7px 0;color:#647993;font-size:.73rem;text-decoration:none}.policy-toc a:hover{color:var(--blue)}.policy-content{padding:clamp(24px,5vw,46px);border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 24px 60px rgba(13,48,100,.055)}.policy-callout{margin:0 0 28px;padding:17px 18px;border:1px solid #cfe0ff;border-radius:15px;background:var(--ice);color:#2c527f;font-size:.83rem;line-height:1.6}.policy-callout strong{color:var(--navy)}.policy-content section+section{margin-top:28px;padding-top:28px;border-top:1px solid #e7edf5}.policy-content h2{margin:0 0 10px;color:var(--navy);font-size:1.16rem;letter-spacing:-.025em}.policy-content p,.policy-content li{color:#5e728d;font-size:.86rem;line-height:1.72}.policy-content ul{padding-left:20px}.policy-note{margin-top:30px;padding:15px 16px;border-radius:14px;background:#f7f9fc;color:#78879b;font-size:.74rem;line-height:1.55}.policy-footer{border-top:1px solid var(--line);padding:25px 20px;text-align:center;color:#77889d;font-size:.71rem}.policy-footer a{color:#315e9d;font-weight:760;text-decoration:none}.policy-footer a:hover{text-decoration:underline}@media(max-width:760px){.policy-hero{padding-top:46px}.policy-layout{grid-template-columns:1fr}.policy-toc{position:static}.policy-content{border-radius:18px}.policy-nav{padding:14px 16px}}@media(max-width:760px){input,select,textarea{font-size:16px!important}}@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}